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Central Coast Commercial Lending

Purchase, refinance, bridge and construction lending for multifamily, commercial, NNN and owner-user business properties in the Central Coast market.

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CENTRAL COAST COMMERCIAL MARKET           4Q2023 MORTGAGE SURVEY DATA

MARKET CAP RATE %                05.10%                  PRICE PER SQUARE FT          $295

MARKET INTEREST RATE         See Rates             MARKET VACANCY %            9.25%

MARKET QUALIFIED LTV           59.55%                  ANNUAL ABSORPTION          210,333 SF

HARBORWEST is a nationwide commercial mortgage brokerage and advisory company. Our team provides commercial real estate financing strategy and solutions for high net worth investors, developers, and business owners on the West Coast. We are proud to be #1 rated in our industry by Google Business for 2020, 2021 and 2022. Explore 100+ client reviews for insight into proven results with our team for financing your multifamily, commercial, triple net (NNN) or owner-user business property.

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Our company is a very active commercial real estate mortgage broker and lender in the Central Coast Market. Commercial mortgage loan rates in Santa Barbara, Ventura, California can be accessed on our market rates page which is updated weekly. Our commercial mortgage calculator can analyze your loan payments with financing data which can be quoted by contacting our originations team. We invite you to explore our website and contact us for a free consultation about your commercial property or upcoming purchase.

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We proudly serve our commercial property investors and business owners on the Central Coast, California cities of Santa Barbara, Ventura, Oxnard, Camarillo, Port Hueneme, Fillmore, Ojai, Carpinteria, Goleta, Isla Vista, Solvang, Lompoc, Santa Maria, Orcutt, Pismo Beach, Arroyo Grande, San Luis Obispo, Morro Bay, Atascadero, Paso Robles, Templeton, Monterey, Seaside, Salinas, Carmel-by-the-Sea, Hollister, Watsonville, Santa Cruz, Pacific Grove and surrounding cities. 

AMOUNT: $4,400,000

TYPE: OFFICE + RETAIL

AREA: LAS VEGAS, NV

LENDER: REGIONAL BANK

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MULTIFAMILY

COMMERCIAL

TRIPLE NET 

OWNER-USER

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MULTIFAMILY LENDING

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  • 5+ Unit Property Financing

  • West Coast & Nationwide Programs

  • Maximum 80% Loan-to-Value (LTV)

  • Nationwide Lending $1,000,000+

  • California Lending $500,000+

  • Competitive & Flexible Programs

  • Complimentary Loan Quotes

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OWNER-USER LENDING

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  • Owner-Occupied Financing

  • West Coast & Nationwide Programs

  • Maximum 90% Loan-to-Value (LTV)

  • Nationwide Lending $1,000,000+

  • SBA & Conventional  Options

  • Improvements & Equipment Loans

  • Complimentary Loan Quotes

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COMMERCIAL LENDING

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  • Core Commercial Financing

  • West Coast & Nationwide Programs

  • Maximum 75% Loan-to-Value (LTV)

  • Nationwide Lending $1,000,000+

  • California Lending $500,000+

  • Competitive & Flexible Programs

  • Complimentary Loan Quotes

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